I believe my years in experience in the agency with very many carriers, met very many different insurance systems, as well as excess and surplus markets and communication, knowing insurance inside and out for the past all these years, you know, 30 years in experience. Like I said, I started at 18 as a receptionist and secretary to the president and vice president, moved along through that, got my insurance license in 92, and have been working ever since. Basically, I did stay home with my children. I raised my children through all this. My husband was also in insurance. We owned an insurance agency. So my whole life has been insurance since I was 18. So that's kind of where, you know, where my experience comes from. Thank you so much.