Good afternoon. My name's Tom Matheson. Question number one regarding the importance of goals and the dates to achieve them by. I have two. I actually have my personal goals and I also have my business goals. Personal goals would be to move up with my grandkids up to Fort Collins in Colorado and selling our home here would be a great goal to achieve at least by May of this year, of course. Then my business goals would be to be associated and affiliated with an insurance company such as Allstate and also being able to make $75,000 to $100,000, which is very possible. I've worked in the real estate business and so I know that it's easily to be achieved as long as you stay focused. Thank you.