Oh, why insurance? Because, you know, a good game plan is focus on the positive, focus on best case scenario, but prepare for worst case scenario. Nothing is more frustrating to me than when you don't look at the whole picture. And the whole picture is, is you don't know what's going to happen. And knowing that you don't know what's going to happen gives you the opportunity to address that and prepare for the future to the best of your ability. And insurance right now in our society is an absolute must for anybody who is looking out for themselves. So it's just prudent financial planning and self-care really.