Hi, my name is Kathy Lerner, and I worked as a commercial insurance account representative for an independent insurance agency in Rhode Island for the last 26 years. The last 13 years, I worked in the commercial department, and prior to that, I handled personal lines accounts for this agency. I moved to Florida three years ago, and I've been working for that same agency for the last three years, writing the commercial lines business, and I've been working remotely from home.