I have run into this situation many times over my career in the insurance industry. I don't ever feel that it's correct or ethical to break a company policy or modify or bend the rules to get around a standard procedure. It just creates an opportunity for you to have an errors and omissions exposure claim, create a bad reputation for both yourself and the company. And I pride myself on always being ethical and trying to do the right due diligence, that function that both serves the company's interests and the client. It's better to do the job right the first time than to clean up and try to sweep under the rug all the lies and misrepresentations that some are guilty of in our industry. Those are the individuals that create a bad reputation for people in our industry. And I conduct myself in a manner that tries to counteract that.