The challenges I do face currently are just with the ever-changing insurance market as well as customer denials when I'm attempting to sell them a policy. I do occasionally face some challenges when I am denying a customer because they don't understand the denial or feel I am not treating them properly, but I always keep my composure. I keep my level head and I give them the honest, nice truth. I do offer them other avenues to obtain their coverage, but pretty much that would be the only challenges I am currently facing right now is just not really having trouble adapting to change, but just adapting to the change and then I do adapt quickly, but it's just the ever-changing market is pretty much the current challenge I face.