I, fortunately, have not had a problem with a team member. I am a very big team player. I can definitely work on my own, have to, especially in underwriting, but I worked on a team and definitely resolved any issues that came up within our team, especially as the team lead. So I don't have any experience with that, but I think that if I did, if there was a problem that I just didn't feel like I could resolve on my own, I would definitely go to management or HR, depending on what the situation was, I would have no problem having that open conversation with the appropriate people. So yay. I'm so glad that I haven't had a terrible experience. Thank you.