Good afternoon. My name is Sandra Benavides and I apologize for the delay. I lost a family member and I was just, I just took some time to recover. But what attracted me to this company is that, well, I'm recently moved to North Carolina and I saw the opportunity to be part of your company, to provide, I have great experience in banking, customer service and it looks that it's very family oriented. So, and I can take the time to educate clients or customers and provide a great customer service.