So, the biggest challenge that I have had at my current role at USI is a super high turnover on my team. Since joining the team, I think we've had five people that have left and it's gone as bad. Actually, a lot of the times it was just two account managers and one account rep. Normally, I should have been four account managers and two account reps on the team. And something that I did to, I guess, resolve the problem or to learn from it is I worked a lot of overtime. I worked super hard. I picked up responsibilities that normally an AR would not have, like creating proposals, binding, talking to clients about the upcoming renewal, talking to them about binding, making the bind order. And I think that has really led to me to learn a lot more in my year and a half than most people would have. And it's something that, looking back now, I'm happy that I experienced all that.