Hello, it looks like the first question is, what experience do you have in sales? So I do, I don't have direct selling experience, but I do have a collection experience far as resolving financial situations that got difficult over time, far as Sally Mae, which deals with student loans, basically I did help them get adjusted on to a better plan for them, things like that, got into their finances to see what worked better for them far as their loan, the lifetime of the loan. Also I dealt with mortgages where I had to, it's a lot of convincing in this type of situation