I definitely do have an experience. I've been doing insurance for eight years now and so currently I do work for AAA where we have memberships so we do have members who don't have insurance policies. So I did have a member call in one time and was asking for roadside assistance because that's what AAA is known for and I looked and I said hey you know who do you currently have insurance with and they said oh you know have insurance with GEICO. I asked them how much do they currently pay you know because all insurance companies are competitive and they told me how much they paid which was way more than I expected and I did ask them I was like hey you know if have you gotten a quote recently it's really good to get a quote within you know the last year or two just to kind of see what your options are and they actually agreed to it because they said it's been a while since they've actually reviewed their policies and coverages and got a you know right elsewhere. I was able to get them over and they ended up getting a home and auto with us and bundled it and got more discounts and a lower price so it was definitely a win for us because we're always trying to find ways to help insureds with insurance being so high be more affordable for them in today's economy.