Well, for this second question, basically, it's a continuation of the first question. I think my job is providing information so the client can make a sound decision of their plans. So if I cannot talk to them, they won't have this information, so I won't be able to help them. And by helping, I get a great satisfaction. So again, it's not for me to say when to stop. They have their own schedule, so they will let us know, let me know when to stop. If we cannot reach them, if we cannot give them this information, it means we're not helping them. If we're not helping them, everything we do is in vain. So I will be persistent in a good fashion, in a polite way, so I can make a contact with the client. From my previous experience, one of the clients, I have to call this lady, I don't know, 10, 20 times before I can talk to her. But the final result was satisfactory because she ended up making a good decision and she wrote a contract with me. So I think in that particular case, I was able to help her, navigate her through this complex world of medical insurance field. So she was happy, I'm happy, so everybody's happy.