Specific questions other than talking about how the money is specified or earned and of course I'm understanding that there's no residual income here which is what I've been used to in most cases other than doing the benefit enrollment counseling because there have not been nice paydays in benefit enrollment but nothing that helps me going forward into retirement. I'm looking forward to getting further information about what I can establish in let's say five to seven years of retirement dollars with the organization. I am aware that there was at least at one point a strong relationship between American Family and Costco. I remember seeing the ads and looking into that a few years back knowing that that was that was there. I don't know if this is tied to that or not but that's a great relationship to have if you do have it because obviously I enjoy talking to people that know what they're interested in whether it is the life insurance or their benefits or their homeowners or their auto insurance. You know there's all types of insurance products out there and I can speak to the language as appropriate but when they have an idea of what they may have heard or whatnot I'm here to clarify and then put them into position of what's comfortable for them. So my only question is unless the training is specifically different to that regard seems to me that's how it all comes out in the wash but I am interested in how the training is set up of course and I believe scripts are excellent as long as you understand that they are to guide you and that putting my flesh upon any script is what makes the difference.