Unfortunately, I don't have experience using those two programs, although I am very apt and quick at learning new programs. I have not used competitive raters in my previous jobs. We did all of the comparing quotes and things manually. So we had multiple carrier windows open and we were manually entering or copy pasting side by side that info into each one until we figured out which one looked the best. So I'm definitely willing to learn those things and I'm very excited about it. I just unfortunately have not got to do that yet.