Hi, I'm Margaret and I have been in banking for over 10 years and decided to take a change of pace by getting both property and casualty and as well as with my life, health and accident services or license and I decided to do this because it provides a different type of speed of job performance as well as providing that educational and sales aspect that I like to do that banking really doesn't provide a whole lot to. So that's why I decided to do a change of pace for looking for a new job.