Self-driven to me is the capacity to begin a task and be successful at completing a task without anyone trying to motivate you or trying to push you to complete the task. So self-motivation is an essential part of working in an industry to where you're selling a product and you're selling a need to a client and you're also representing a company that you work for as well. And as a loan officer, you have to be self-driven to complete tasks that are assigned to you as far as underwriting conditions. And everything has a very tight deadline, so you also, so you have to be self-driven and self-sufficient and be able to motivate yourself to close a loan on time and do a good job for your clients. And I feel that with that sense of self-drive, in the mortgage industry, it would transfer over to insurance as well.