Hi, my name is Megan and I have been an insurance agent for a very long time. I started off with Northwestern Mutual selling life insurance and it was a fabulous experience. They had a great training program. I did, I memorized tons of scripts. I was calling about 200 possible clients a day and it was, not only was it a great learning experience, but it was just a great experience in general. They had a very, very good environment and great coworkers. Unfortunately, it was right around 2008-2009 where the economy kind of tanked and our main product was whole life insurance, so that led me, although I did stay for several years and I was able to cross sell some products, it led me to want to do more property and casualty and in the end I decided to move on and to get my PNC license and I joined up with a small independent firm so that I could have the numbers to sell PNC and I did start doing a lot of homeowners, some boaters, but mainly homeowners was kind of my main gig and that was really enjoyable because it was definitely like building my own book of business. I was working independently, basically it really taught me that you got to pound the pavement a lot, so I was pounding the pavement even more than I think I was at Northwestern, but it was a different experience because I was looking to build that book of business and that was really enjoyable. And from there, I've basically been in and out of