Question two, why insurance? Why not insurance? Everybody has to have it. I know that I've needed insurance, you know, take for example, we had a tree fall in one of our high tunnels back in West Virginia and thank God we had insurance because otherwise we basically would have been wiped out. We sell our produce at the farmer's market and taking out a high tunnel was a bad, bad deal. So thank God we had insurance and we were able to get back up and running and, you know, our insurance agent was wonderful, wonderful.