Well, I came from California, actually I lived in California for about 20 years. Usually most of the brick and mortars that I worked for, they had underwriting guidelines for each carrier and that type of thing. Also you could look in the Florida statutes and you can find some insurance specific legislation. If you're a member of, let's say, an insurance thing for your specific county or even for the state, you can get a lot of information there as well.