Alright, second question, why insurance? I hope the first question didn't get messed up, I had recorded it perfectly the first time and then somehow it started recording a second time so hopefully it didn't get cut off but there is some overlap in this second question. So why insurance? The reason I love insurance is that we are helping people on their worst day and I would say one of my passions in life is helping people and in insurance sometimes we are helping people on the worst day they have ever had in their entire life and it is really awesome to be able to come alongside someone and be able to tell them, hey look you are covered. Look you have the coverage you need to get your life back to what it was before this disaster happened. So I love that aspect of it, I love the relationship building. When I worked in insurance with Travis at State Farm, we had great relationships with our customers, some of them even came in and we have taken us out to lunch. I love the relationship aspect of it and it just comes with the territory of dealing with people and dealing with their insurance and it is also something that everyone needs. So I never want to sell something that they don't need but everyone needs insurance, everyone needs it for when the need comes up and I want to make sure people are covered. So that is why I love insurance.