So, with currently holding my property and casualty license as well as bachelor's degree, I'm not sure if there's a starting point or price point that you all kind of have in mind. But the thing that I would say is I would just want the absolute best rate that you all could provide for me. So that's what I would say. I don't think there's a specific number that I have in mind, but just the absolute best rate that you all could possibly give me. Thank you.