Good afternoon, my name is Kevin Clymer. I could say what attracted me to this position was that I've worked the last four years in the title industry, both with commercial and residential, and I think that the last two years I've been working as a associate underwriter, working closely with an underwriter, essentially managing deals that span from two million dollar deals to up to three hundred million dollar deals. I think that this position is a next logical step for me in my career. I would like to work with a company that has a track record of success, which I can see that your company does, and I think that I am a perfect fit given my experience and my level of detail orientation. I think that it is a logical step for me then to manage smaller to medium deals, given that I've been working with medium to large deals for the last two years. With my ability to multitask and help in every aspect of the deal from the beginning to the end, I think that I should have no problem facilitating and helping with your company's deals.