I wouldn't know if I would call it a fear, but my biggest concern is always, am I enough? Am I what people are looking for? Am I what people need? Am I an asset to a team? And some of those things are things that you don't necessarily know until you get into a place. So that would be my biggest concern. The biggest thing that I would, I guess, fear or dislike, would be not being able to meet a customer's needs. I know we can't please everybody. I know rates change when it comes to auto home insurance, things of that nature. But being able to assure the customer that the rate fits what it is that they have, what it is that they need, or being able to provide an explanation so that way they don't just do what I call a rate run, just running to find a better rate, understanding that the service that we're providing and what we can do for them is in greater proportion to what they can get somewhere else. So that would probably be my biggest fear if I had to use the word to describe it.