 I'm not sure if my other one actually recorded my whole response, but the second question why insurance. When I was in my previous roles, I had an opportunity to really get deep and wide with clients and having an understanding insurance in the need for it is super crucial, super important. And I think that with my ability to cross-sell and look for opportunity, I think insurance is just a basic need for everybody and I think that I could be a valuable part of their planning.