I enjoy making relationships with people. I also enjoy making sure that they're adequately covered. I don't like to focus on keeping the cost as low as possible unless they ask for that. I rather make sure that they are adequately covered, which means, as you know, higher liability limits. I don't think that you can be over-covered when it comes to liability, and I like to make sure that people are adequately covered, so if an accident does happen, they won't lose their home or have anything that they aren't able to recover from.