The third question asks, why insurance? I kind of answered that in the prior question, but it's pretty straightforward. I had great success in insurance with the likes of Prudential and Principal Financial Group. I enjoyed working with business-minded people and where you're providing a high-demand product where there's a lot of application and need, and insurance certainly fills that bill. I like having the opportunity to be a leader and be compensated well for what I'm worth and what I'm doing.