All right, so I've been in the banking area for quite some time. I work with the banks for a lot of time. So what I dislike, I wouldn't say dislike because I think dislike, I mean to me dislike is kind of a strong word to say, but if I was to say something that I dislike, I mean it's a lot of regulations, that's what my, that's my, you know, my challenge with the banks and some of this, actually with the banks because I've been with the banks for some time. The regulations are quite high, so, and that's where the detail orientation comes because constantly, they're constantly changing some things. So the things who that might be working a couple of months ago, maybe a year ago, but then the regulations change, the rules change, the laws change, and that affects the industry and we have to change with it. So that is, you know, something, it's not really fun, but I mean that's the nature of the business, so I wouldn't say I dislike it, but it's not really very comfortable, you know. So that's what I would say. And about the culture, I mean the companies I work with, Capital One and PNC have been, they've had great culture, so I don't really have any issue with the culture, they're very open culture, most of the management has open door policies and you're all welcome to new ideas and stuff from anybody. So, you know, the culture of the companies I work with has always been great, so I never had a problem with it.