Not in the insurance space I haven't, I really haven't met anyone that I've clashed heads with or anything. I've always learned from other people and it's been very positive, constructive criticism. So before that, the only thing I can think of was when I was doing nursing and it was in Alzheimer's nursing homes. So when people like that and their needs weren't being met, then sometimes there would be words that should be said between the person who is neglecting a person that needed that intensive care, but it usually was resolved even within a day.