So why insurance? More the question would be, why not insurance? I believe everyone in all walks of life has to have some sort of insurance, whether it's life insurance, homeowners insurance, rental insurance, car insurance, we all need it and it's very important that we do have it. My personal experience, I've been in numerous car accidents where they were not my fault, but however, I had always had someone and the agent that I was working with, they always helped me every step of the way and it impacted my life in so many ways. So I would like to do the same for others and you know, why not? Insurance is a necessity, it's not a luxury, it's a necessity that we need and we all should have.