After working in the non-standard insurance arena for quite some time, I've dealt with a lot of challenging clients. It's mostly just due to the fact that they can't afford the insurance, and they don't want to keep it on the vehicle. A lot of people don't realize that if they don't keep insurance active and currently going, that that's going to hurt them in the long run. So I just take the time to explain that to them, and I let them know, hey, I know that this is not something that you can do right now, but if you go any longer without it, you're facing higher premiums. You're facing the chance of getting pulled over, getting tickets, getting arrested, getting your car repossessed. I mean, you don't want to go through that. So I understand right now this extra bit of money per month is not something that you want to do, but in the long run, it's going to be beneficial to you because that way you don't have to face those challenges in the future. You're not going to kind of nip that in the bud now by getting that taken care of. Don't you want that peace of mind?