The question five, what separates me from other candidates? Well, I'd have to know who the other candidates are to really give a complete answer. I know what my strengths are. It's years and years of offering life and health insurance products, being able to listen very carefully to people. It's called active listening. In fact, I've trained people in how to use active listening. And so I think perhaps what separates me is just the level of my experience in offering life and health products.