Why would I want to sell insurance? Well, the OMCAP Commission is one of the great incentives of selling life insurance. Also, the ability to have renewals is another great way of having continuing income after being with the company for some time, possibly becoming completely invested for future retirement is another great incentive of selling life insurance or any property or casualty insurance because of the renewals that repeat ongoing customer relationship and also to gain new customers as well. So it's an ongoing process where you're actually helping people with products that they're going to need and insurance is something that's never going to go away. Something that everybody has to have from life, health, auto, home, you name it, it's something that everybody needs.