So, the last company that I worked for was a broker, and as you probably know, it's very difficult with a broker. You have to try to solicit different carriers to try to get the best coverage for the person and actually to make sure they qualify, i.e. homeowners. Do they have a WMIT? Do they have a four-point inspection, especially in Florida? So, this is very tedious, and it takes away from a lot of time that you can actually be on the phone with people that are definitively good customers, and I was spending more time trying to solicit different carriers than I was selling insurance, and ultimately, that's what our goal is, is to sell insurance, and to sell insurance to people that we know are definitely vetted and qualified, so it took a lot of time. It was very frustrating. It was kind of discouraging when you go a day without any sales because I'm used to producing at least four or five items within two, three days, so that was discouraging, and that's ultimately why I came back to Allstate with a local agency that I'm working with in Florida right now. Florida is very difficult to write, so that's why I'm expanding my ideas to try to see if I can get back into a different area where we can bundle. Bundling is important. It saves our customers money, and try to get the best rates for the customers. Again, I produce in all 50 states, so I'm familiar with RMVC. I know how to look up to see if there's any questions that I have, and I think that if given an opportunity, you would definitely be happy.