There has been a situation where a customer came to ask for a loan, you know, that from time to time he'll be needing some little money, you know. So and that loan will last for one year. So it's not something he money he needs immediately, but it's something that he will use anytime he's short, you know, he needs some money to augment his sales, to buy things. So I now told the customer, what you need is actually an overdraft, because overdraft if you need money, we'll provide it for you, anytime you need money, you make use of it, any part of the money is part of the money you need, you use, we'll charge you interest, you know, anytime you don't use it, you make sales and pay back, we don't charge you any interest. But if you take a one-term loan, a term loan is structured for a particular period, it is interest are charged or need every month on the expiration of the loan, but overdraft can only charge you interest where you make use of it, since the money is not what you need immediately, what you need is an overdraft. Thank you. And he was so happy about it. Thank you. See, he was so happy and he thanked me, you know, at the end of the day, it benefited him so much. Thank you.