Well, sometimes it can be crazy because if you have a quota and the economic situation does not allow you to meet that quota, sometimes it's across the board where it is hard and people buy the insurance and they drop the insurance for one reason or the other because if they cannot pay, you cannot continue to insure them. It's a liability for the company, so they have to drop them. So you manage, you call them and see if you can get them back. Sometimes you get them back, sometimes you don't get them back. They go around trying to see if they can find something cheaper or better, but some of them you cannot reinstate them because the way of driving around is crazy. So at that point, you come up short.