What I know about the Ricci agency is that Wendy has started from scratch. She has done all the jobs required or what I believe to be all the jobs required in the agency. She started out being servicing the accounts and selling the accounts, and I think that she has built it and built it in a way that she's building it by people and by clients and by need and has true care about who she is providing services to, including her staff. And I want to work somewhere that people matter and where you can help people and they help each other.