What I liked most about bail subrogation, and subrogation in general, was connecting with people and positively impacting their lives. Now that may sound like a strange statement to make about insurance collections, but it is a true statement. For one, recovering the debt owed allows the clients insured to be reimbursed for their deductible and other out-of-pocket, to the debtor benefits. Without another chance to take financial responsibility for their negligence, they'll simply incur the penalties for the damages they caused. Of course, the carrier benefits too, by recovering the indemnity paid and ensuring no double-dipping from their insured. So what I liked most about my last job was the chance to help people, to release people from debts once they pay up. What I liked least about my last job was closing a file due to no recovery. It was hour time spent with no payoff, sometimes the debtor would have had their license suspended or whatever penalty they would incur in that situation, and no win for anyone in that situation.