So, one thing that separates me from other candidates is that I really do write by my clients ethically. I have a strong desire to provide people that have a need with the products that they're looking for and to make sure it's a suitable fit. And I need to know personally when I put my head on the pillow at night that I've done right by the client, by my company, and therefore by myself because I have high ethical standards and I do believe in putting the client first and the customer needs first. And then everything else falls in place, the retention, the referrals, and of course, all of the requirements and goals that needed to be met for the company.