So I'm not sure if I can fully answer this question in a minute but I'll try. Something that really interests me about insurance as a whole is I'm a very active person and I think people rely too much on the idea well that's not going to happen to me or this can't happen to me you know I'm not going to have a catastrophic illness or I'm not going to have a car accident and I think being underinsured is one of the biggest financial mistakes someone can make and I look at my parents who are in their 70s who were sold just completely ridiculous policies until I started to take a look and so I am interested in insurance because I want to treat our clients the way that my parents would be treated. I want to help people have a better future and have a safer and more secure future.