Well, working for several builders through the years, the leeway as an on-site agent that I was given varied tremendously. I would say over 50% of the builders that I worked for, after working with me for a while, learned to trust my decision-making ability and gave me some pretty large leeway in making decisions. What type of decisions? I would have been given back-pocket money or back-pocket incentives that were not advertised that if I had to use to get the buyer on paper, move the sale forward, I would utilize. I do not remember a scenario where I had to use all of my back-pocket money at any time in making any type of decision without consulting my sales manager. I always remembered who I was working for. The customer is the utmost important. Without the customer, you're not in business. You are there to help the customer move forward and, in this case, sell them an insurance policy, a home auto, whatever the case may be. At the same time, you have to remember, you're working for Kevin Sheeley Agency. That is what is most important, is protecting the agency, whether that be in promises you make or whether that be in offering a discount or whatever the parameters may be in selling an insurance policy. I always looked at the, in my case, new home sales. The seller's bottom line is my deciding factor on how to conduct business with the individual