I would say what separates me from other candidates, first off my will to win and reach goals set for me. And then secondly, my experience having worked with all three of the major insurance companies and in my agency ownership, you know, understanding how and why agents are doing things and the experience of owning it is very important. And also just my years of experience. I've seen everything in the industry, I've been through storms, I've been through when the market tightens up and you can't write anything. So I've just been through a lot in the insurance industry and I've always seemed to come out on the other side better for it.