I currently hold a property and casualty license in the state of New York and New Jersey, as well as an excess surplus lines license in California. I'm really good with dealing with people. I don't consider myself an insurance person. By that I mean someone who kind of forgets that it's a service business. It's really all about the client being satisfied and happy, trustworthy of what you're doing. I find that other big brokerages, they don't really provide that. They kind of act like they do, but it's not an old school eye contact, shake your hands, be upfront type of environment. So I feel like those skills of being just transparent, keeping clients informed, even if it's bad news, technically not lying about it, but being upfront with what's going on. That goes a long way. So to be able to communicate with clients effectively are definitely skills that I would bring.