<p>Founded in 1991, Innovative Risk Management, Inc. (IRM) is an insurance program administration company and alternative risk specialist. IRM, along with its affiliate Programs Plus, administers insurance programs and services. IRM has its own Cayman-based captive insurance company, used to assume risk in its own programs and in many of the programs administered for others. The captive is available for clients requiring a &ldquo;rent-a-captive&rdquo; facility. IRM provides a variety of services to captive programs, self-insured clients and insurance companies from its Dallas headquarters.</p>
